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Banking for life in Ethiopia

Find a bank for your next move.

Explore home finance, diaspora accounts and digital banking. Compare what banks publish, see what still needs checking, and make your next enquiry more informed.

9 bank profiles

An expanding directory with original bank sources.
Alphabetical listings, without ratings or rankings.

Explore housing finance

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Compare published services, with sources and open questions.

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9 of 9 banks · Alphabetical order

Bank of Abyssinia

Bank of Abyssinia’s consumer and mortgage catalogue separates mortgage products for Ethiopian residents and diaspora customers. It also identifies lending associated with NGOs that have bank agreements. Detailed eligibility and current digital features need further verification.

  • Housing finance · Bank-published information
  • Diaspora services · Bank-published information

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Commercial Bank of Ethiopia

CBE publishes diaspora savings and home-finance information, alongside mobile banking, CBEBirr and remittance-related applications. Its official IFB brochure describes housing purchase through Murabaha. Current loan access and binding terms need confirmation with the bank.

  • Housing finance · Bank-published information
  • Diaspora services · Bank-published information
  • Digital banking · Bank-published information

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Cooperative Bank of Oromia

Cooperative Bank of Oromia describes diaspora home finance and diaspora current accounts. Its mortgage page addresses home purchase, construction and additions, while its deposit page lists foreign-currency and local account services.

  • Housing finance · Bank-published information
  • Diaspora services · Bank-published information
  • Digital banking · Bank-published information

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Dashen Bank

Dashen publishes mortgage lending for individual housing purchase or construction, diaspora deposit products and Dashen Mobile Plus. Its pages distinguish foreign-currency commitments for diaspora borrowing from Birr-only withdrawals on its non-repatriable diaspora savings product.

  • Housing finance · Bank-published information
  • Diaspora services · Bank-published information
  • Digital banking · Bank-published information

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Enat Bank

Enat Bank’s service catalogue includes housing loans, diaspora banking, foreign-currency savings and remittances. It also lists mobile, internet, card and USSD banking. Its women-focused mission does not restrict all services to women.

  • Housing finance · Bank-published information
  • Diaspora services · Bank-published information
  • Digital banking · Bank-published information

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Global Bank Ethiopia

Global Bank Ethiopia publishes a diaspora mortgage product covering residential and commercial property work. Its electronic banking page describes internet, mobile, USSD and SMS channels as well as cards and ATM/POS services.

  • Housing finance · Bank-published information
  • Diaspora services · Bank-published information
  • Digital banking · Bank-published information

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Goh Betoch Bank

Goh Betoch Bank’s catalogue includes home purchase, construction, renovation and expansion loans. It separately lists construction lending for real-estate developers and digital channels. Product listings alone do not establish current lending availability.

  • Housing finance · Bank-published information
  • Digital banking · Bank-published information

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Nib International Bank

Nib publishes diaspora accounts and housing finance alongside NIBtera Online mobile banking. Its diaspora catalogue distinguishes foreign-currency deposits from Birr accounts for local payments; its digital page describes transfers, bills and card controls.

  • Housing finance · Bank-published information
  • Diaspora services · Bank-published information
  • Digital banking · Bank-published information

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Zemen Bank

Zemen’s personal banking catalogue includes housing purchase and construction loans, home-equity lending and nonresident foreign-currency accounts. Its digital service page describes mobile, internet and USSD access with payments and account controls.

  • Housing finance · Bank-published information
  • Diaspora services · Bank-published information
  • Digital banking · Bank-published information

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Documented services are described in bank sources. GuzoHomes has not tested the services or confirmed current application acceptance. Missing information does not mean a bank does not offer a service.

Compare the details that matter

Select up to three banks above. This comparison covers published product information, separately from customer experience.

Source-documented bank services. These are not service-quality ratings.
What to compareBank of AbyssiniaCommercial Bank of Ethiopia
Housing finance
  • Resident and Diaspora Mortgage Products

    The bank lists separate mortgage categories for Ethiopian residents and diaspora customers.

    The bank publishes this product, but current applications, funding, eligibility and binding terms require confirmation. The page has no stated product effective date.

  • IFB Diaspora Mortgage Financing

    Murabaha financing for residential-house purchase, linked to Wadia’h Diaspora Mortgage Savings.

    Brochure has no effective date. Current lending, profit margin, accepted property and construction eligibility require confirmation.

Diaspora services
  • Resident and Diaspora Mortgage Products

    The bank lists separate mortgage categories for Ethiopian residents and diaspora customers.

    The bank publishes this product, but current applications, funding, eligibility and binding terms require confirmation. The page has no stated product effective date.

  • Wadia’h Diaspora Mortgage Savings

    The bank’s interest-free diaspora mortgage brochure links its housing finance to this savings account.

    Confirm current account eligibility, required savings and financing terms directly with CBE. Account opening does not establish financing approval.

Digital bankingNot documented in this profile. Ask the bank.
  • CBE Mobile Banking, CBEBirr, EthioDirect

    The bank documents these digital services on its official website.

    Features are bank-described, not tested by GuzoHomes. Confirm registration requirements, fees, device support and current app links with the bank.

Current borrowing termsRates, fees, approval times and application acceptance need confirmation with the bank.Rates, fees, approval times and application acceptance need confirmation with the bank.
Community experienceNot yet rated

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