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Ethiopia bank directory

Zemen Bank

Zemen’s personal banking catalogue includes housing purchase and construction loans, home-equity lending and nonresident foreign-currency accounts. Its digital service page describes mobile, internet and USSD access with payments and account controls.

Sources checked

Housing finance

Mortgage and Home-Equity Loans

The personal banking page lists residential purchase or construction finance and home-equity loans.

  • Mortgage lending appears within the consumer-loan catalogue.

The bank publishes this product, but current applications, funding, eligibility and binding terms require confirmation. The page has no stated product effective date.

Diaspora services

Nonresident Foreign-Currency Accounts

The bank describes accounts for Ethiopians abroad and foreign nationals of Ethiopian origin.

  • The page lists identity and overseas residence or employment evidence.
  • Some diaspora-owned businesses are included in the stated eligibility categories.

Account eligibility does not establish loan eligibility; confirm current rules and documentation.

Digital banking

Internet, Mobile and USSD Banking

Digital channels provide account access, transfers and payments.

  • Statements, bank transfers, airtime, wallet transfers and bill payments are listed.
  • Card controls, scheduled payments and loan-account viewing are described.
  • The bank publishes USSD *844#.

Bank-described features have not been tested by GuzoHomes. Confirm enrolment, fees, device support and current official app links with the bank.

Sources and check date

GuzoHomes reviewed these bank sources on . That is a source-check date, not a new product announcement or confirmation of current terms.

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